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Financial planning is a deeply personal process, and the approach for those who don’t plan to have children can be markedly different from that for those with children. Without the need to save for college tuition or leave a financial legacy for offspring, priorities and goals often shift, allowing for…
When it comes to finances, a lot can happen in a short amount of time. Because different areas of your life—financially and otherwise—are interrelated, what happens in one area will impact another area. That’s why focusing on just one goal can often undermine your overall long-term strategy. Holistic financial planning…
Bankruptcy is often viewed as a last resort for those facing severe financial difficulties. But what if you’re 80 years old, saddled with over $100,000 in medical debt, and solely reliant on Social Security? The choices are far from simple. Some seniors opt to carry their debt to the end…
Deciding what to do with your property after you pass away is a crucial part of estate planning. While leaving your house to your children might seem natural, it’s not always the best decision. Various factors could make this choice less advantageous or even problematic for your heirs. From financial…
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