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The decision to retire is one of the more important moments of your life. If you set a savings goal years ago, you might assume that you’re ready to retire once you’ve met that goal. But because retirement readiness depends on much more than one number, you should still take…
We talk to a lot of retirees who often express the wish that they had made different financial planning decisions in the past. And of course there are those in their forties and fifties, who are looking forward to retirement, but are nervous because they know they have already made…
Life insurance first emerged as a financial product several hundred years ago. Back then, the primary purpose of a life insurance policy was to provide income to the dependents of a person who unexpectedly passed away (usually the husband and father of the family). Without this “death benefit”, many widows…
Over the past two generations, the “American retirement dream” has changed significantly. Your parents and grandparents probably retired with a little money in the bank, or drawing a pension from a former employer, and then they enjoyed about a decade of retirement. But with most of us looking forward to…
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