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Many retirees did everything they were supposed to do: They worked hard, saved their money, and retired with what they believed to be a comfortable amount of savings in their retirement funds. Planning to live off of the interest, they happily made plans and settled into their new way of…
All your life, you have paid into the Social Security program. Once you retire, you will claim your well-deserved benefits. They will become a part of your budget in retirement, so it helps to know what you should expect. There’s no need to memorize all of the program’s rules and…
We often tend to focus our financial planning around our goals for our own future. But you should also make a plan for your assets and property in the event of your death. You might believe that if something should happen to you, your spouse will automatically receive everything in…
You might love your debit card, because it provides you with an easy way to pay for purchases straight from your checking account. There are no interest charges, but no checks to write, either. Yet, there are some situations in which you should still use a credit card, due to…
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