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Retirement

The Problem with Retiring Before 65
September 7, 2015

Most people feel like they can’t wait to retire. For some, the anticipation is so great that they consider retiring “early”, at around age 62. This is the first age at which you can claim your Social Security benefits, even though your monthly check will be smaller than it would…

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How Long Will You Live?
August 24, 2015

As you plan for retirement, one of the most important questions to ask yourself is how long you expect to live. Of course, none of us can predict the future with 100 percent accuracy, and unexpected events do occur. But in general, there are several questions you can ask yourself…

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An Easy Way to Boost Your Retirement Income
August 17, 2015

Many retirees did everything they were supposed to do: They worked hard, saved their money, and retired with what they believed to be a comfortable amount of savings in their retirement funds. Planning to live off of the interest, they happily made plans and settled into their new way of…

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A Few Basic Facts About Social Security
August 10, 2015

All your life, you have paid into the Social Security program. Once you retire, you will claim your well-deserved benefits. They will become a part of your budget in retirement, so it helps to know what you should expect. There’s no need to memorize all of the program’s rules and…

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Does Everyone Need a Will?
August 2, 2015

We often tend to focus our financial planning around our goals for our own future. But you should also make a plan for your assets and property in the event of your death. You might believe that if something should happen to you, your spouse will automatically receive everything in…

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Can It Be Dangerous to Use a Debit Card?
July 27, 2015

You might love your debit card, because it provides you with an easy way to pay for purchases straight from your checking account. There are no interest charges, but no checks to write, either. Yet, there are some situations in which you should still use a credit card, due to…

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Watch Out for This Important Deadline
July 20, 2015

As you enter retirement, you will need to take notice of several important dates. And you probably already know that you can enroll in Medicare when you turn 65. In fact, you’re probably counting on the program to pay your medical expenses. But did you know that missing the deadline…

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Create a Legacy for Your Grandchildren
July 13, 2015

People often say that grandchildren are one of the greatest joys in life. You get to enjoy spoiling them, while the parents do most of the hard work! Of course, what we really mean by “spoiling” is that grandparents are often in the ideal position to provide the children with…

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Older Workers Should Prepare for Career Changes
July 6, 2015

You’ve been in your career for the past few decades, and you might assume that you will hold your current position until retirement. Indeed, it may be difficult for most older workers to imagine switching fields this late in their careers. That’s a perfectly normal way to feel. But with…

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3 Surprising Facts About Income Taxes
June 22, 2015

Many taxpayers, especially those in the higher income brackets, were disappointed in the 2014 tax laws passed by Congress.If you’re facing higher income taxes in the coming year, consult with a skilled tax professional to brush up on your tax knowledge, because some of these facts may have a surprising…

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