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When your grandparents or parents planned for retirement, they counted upon living another ten years or so. Life expectancy was shorter for previous generations, and they planned their finances accordingly. Generally speaking, these retirees also anticipated that they might need to move to a nursing home at some point. But…
Those of us in the field of finance often find ourselves telling people what to do, rather than how to do it. We might tell you to save a certain amount of money, or to pay down debts using a certain formula. Concrete, clear instructions work for some people, but…
One of the most common questions we hear in the retirement income planning world is, How much should I save for retirement? Unfortunately, there is no single answer to this question that will work for everyone. Depending upon your life expectancy, your expected lifestyle in retirement, and the amount of…
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