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When it comes to retirement planning, the main concern on your mind may be, Am I saving enough for retirement? Of course, there are no easy answers to that question. The amount you need to save can depend greatly upon your expected lifestyle in retirement, your life expectancy, and the…
If you’re like many people, one of your New Years resolutions may focus on paying off your outstanding debts. But before you strain your budget writing bigger checks at bill time each month, it helps to make a plan to pay down your debts. Generally speaking, a lower interest rate…
There are many important elements to remember as you’re planning for retirement, such as life insurance options, income from annuities, pension income, and the rising cost of medical care. Social Security is just one part of your overall retirement income picture, but it’s a very important part. Many retirees count…
Toward the end of the year, many lucky Americans learn that they have earned a raise at work. If you’re expecting to make more money in 2015, it can be easy to get carried away with plans for a new car or a luxurious vacation. But before you let that…
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